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Download Umoney

Search Umoney on App Store or CH Play and install free

Enter your phone number and verify the OTP sent via SMS

On the Home screen, select "Profile" and then "Profile"

Follow the instructions – Complete your registration

Top up easily via bank transfer or at Umoney & Unitel agent

In Home screen, select "Cash in", then select "Cash in at bank" for bank account or "Cash in at POS" for direct Umoney/Unitel Agent

Set up Face ID or Fingerprint Authentication

From your "Profile", tap "Settings" and select "Payment Authentication Method". Set up Face ID or Fingerprint recognition for a fast and seamless login next time.

Receive messages in 1 second

Receive your verification code in just 1 second via SMS.

Instant Money Transfer

Execute immediate interbank transfers with zero fees – Available 24/7

Auto-Earning with Umoney

Simply maintain a balance over 500,000 Kip and use any service to receive monthly interest

Pay School Fees Instantly with Your Umoney

Every payment made simple with UMoney

Seamless Payments

Pay anytime, anywhere with Umoney

Home Service Special Offers

Enjoy massive rewards on home services including FTTH, electricity, and water bill payments

Download Umoney on App Store & Google Play

Download Umoney now for ultimate convenience and more promotions

Register & Verify Your Account

Complete your KYC today to instantly receive 10,000 KIP and many other valuable rewards